MTN offers in Ghana: A complete guide

Key takeaways:

1. MTN data bundles include Zone, Midnight, Social Media, and Just4U.
2. To access all MTN data bundles, voice bundles, and special promotion offers, dial *550#.
3. For financial services like savings, loans, insurance, and investments, use the MoMo shortcode *170#.

MTN Ghana offers a variety of enticing deals and packages tailored to the diverse needs of its customers. These include data bundles, voice call packages, and financial services.

However, finding the best can be challenging with so many plans and deals floating around. In this guide, we’ll explore the various MTN offers in Ghana and provide steps to access each offer.

MTN data bundle offers

These offers can help you find the best fit for your data needs and budget.

1. Basic

MTN basic or regular bundle packages do not expire and are also flexible. You can purchase anything from GHS 0.03 to 350 (1.06MB to 92.88GB). Here’s how to purchase this package:

1. Dial *138#.

2. Select Proceed to buy bundle > Buy Data Bundle.

3. Choose to buy for Self or Others.

4. Select the preferred data package and proceed to buy.

5. Choose your payment method. For MoMo, wait for a prompt to authorise payment by inputting your MoMo pin.

2. Zone bundle

The MTN Zone bundle lasts only 24 hours and can only be purchased from airtime. Here’s how to activate the package:

1. Dial *135#.

2. First-timers have to activate the service. So, select Activate.

3. After activation, select Zone Bundles > Data Zone Bundles.

4. Select the bundle of your choice and confirm.

3. Midnight bundle

You can only use this package from 12 a.m. to 5 a.m. daily. It has two options:

• Flexi: You can choose the data you want to purchase from GHS 0.03 to GHS 2.99 (53MB to 5.16 GB).
• Standard: This goes for a fixed price of GHS 3 for 7.27GB.

You can purchase this package by:

1. Dial *138#.

2. Select Proceed to buy bundle.
3. Select Midnight Bundles and confirm.

4. Choose to buy for Self or Others.

5. Select the preferred data package and proceed to buy.

6. Choose your payment method. For MoMo, wait for a prompt to authorise payment by inputting your MoMo pin.

4. Turbonet packages

MTN’s Turbonet router provides high-speed internet access, delivering fast data connections for browsing, streaming, and downloading. It supports a connection of 32 people at the same time, and the speeds vary depending on the network condition, location, and your specific MTN data plan.

Nonetheless, expect an average speed of 30 Mbps. The screenshot above shows our Turbonet speed in Nima, Accra, on WiFi. The Turbonet router comes with a free MTN 4G SIM and 5GB of data valid for six months.

You can dial *5057# on your phone to follow the prompt; there are four packages to choose from.

5. Social media

This package streams WhatsApp, Facebook, Instagram, Twitter, WeChat, and TikTok. It has two options:

• Flexi: You can choose the data they want to purchase from GHS 0.03 to GHS 1,000.00 (2.13 MB to 69.21 GB).
• Standard: This goes for a fixed price of GHS 1, GHS 5, and GHS 10 for 70.87 MB, 354.36 MB, and 708.72 MB, respectively.

To purchase this package,

1. Dial *138#.

2. Select Proceed to buy bundle.
3. Select 99 for More.

4. Select Social Media Bundles and confirm.

5. Choose to buy for Self or Others.

6. Select the preferred data package and proceed to buy.
7. Choose your payment method and complete the payment.

6. MashUp

MTN Mashup allows you to get a mix of data and voice with a free social media package and SMS bundle. You can purchase any amount by dialling *567# or through the MTN app. If you’re getting it through the USSD, follow the steps below.

1. Dial *567#.

2. Select MashUp for Self.

3. Choose the amount you want to purchase.

4. Select option 1 to confirm the amount you want to buy.
5. Select your preferred package.

6. Choose your payment method, and voila, job done!

7. Just4U

This package is curated for specific users and varies from user to user. Dial *141# to access this offer or get it through the MTN app. For USSD purchase:

1. Dial *141#

2. Choose from the available offers.

Unfortunately, we didn’t have any to pick from.

8. Kokrokooo

This package offers data from 5 a.m. to 8 a.m. You can purchase with the MTN app or by:

1. Dial *138#.

2. Select Proceed to buy bundle.
3. Select Kokrokooo Bundles and confirm.

4. Choose to buy for Self or Others.

5. The bundle package available for this offer is GHS 1.24 for 400 MB. Select it and proceed to buy.

6. Choose your payment method and authorise payment to get the package.

MTN voice bundle offers

MTN offers a variety of voice bundle options to ensure that talking to friends and family is affordable and convenient.

1. AFA

This package is specifically for farmers and traders. It is available only on MoMo and allows you to make calls for one month at GHS 6. It requires registration with an agent, or you can call the toll-free number, 1848, for registration. After registration,

1. Dial *1848#.

2. Select Buy AFA Bundle.

3. Follow the prompt to purchase your preferred plan, which lasts 30 days.

2. Free after one

This package is free and comes in two options:

• Free After 1 (FA1): You’ll pay for the first minute of each local call you make and get ten free minutes on the call for all networks plus 70 MB of data for one day.
• Free After 1 Extra (FA1 Extra): Gives you 60 free minutes of uninterrupted calls by paying for the first minute after every 10 minutes on the call for all networks, plus 70 MB of data for one day.

To purchase this package,

1. Dial *550#.

2. Select Free After One.

3. Select your preferred option.

4. Select Activate and confirm it.

3. MTN Jara

This offer is only open to prepaid customers in the Volta, Oti, Upper East, Upper West, Bono, Bono East, Ahafo, Northern, North East, and Savannah regions. With this package, qualified customers can make calls and send SMS to all networks in Ghana for GHS 0.76 daily. Dial the MTN short code *550# to sign up.

4. Sunday Special

This package gives a mix of voice, data, and SMS that lasts two consecutive Sundays after purchase. It can only be purchased with airtime. To buy,

1. Dial *550#.

2. Select 8 for More.

3. Select Sunday Special.

4. Choose your preferred package and confirm.

Special promotion offers

These special promotion offers aim to reward customer loyalty and enhance the customer experience.

1. Number for life

This package allows you to reserve your phone number for 12 or 24 months. To access this service,

1. Dial *550#.

2. Select Number For Life.

3. Choose your preferred option.

4. Select a reservation period: 12 months or 24 months.

5. Provide an alternate number or email, and confirm by repeating.

Your account must have enough balance, as you can only purchase it from your airtime. You can also buy this service for family and friends at the same price and for the same duration.

2. MTN rewards

With this package, users accrue points using their number. To access this package,

1. Dial *550#.

2. Select MTN Rewards.

3. Select 99 for More.

4. Select an option—check points, redeem points, or transfer points—and follow the prompts.

3. Roaming offers

This offer allows you to enjoy a discounted rate on outgoing and incoming calls, outgoing SMS, and data while in selected locations. To access this,

1. Dial *550#.

2. Enter 8 for More.

3. Select Roaming Offers.

4. Select Roaming Bundles.
5. Enter your roaming destination.
6. Follow the prompts to select your preferred package.

Charges for this offer depend on the destination.

4. Family and friends

This package is a call plan that allows you to enjoy lower call tariffs for registered numbers. You can choose up to 10 family and friends’ numbers (8 MTN numbers, one other network, and one international number).

MTN financial offers

These offers provide you with financial support to boost your finances. Please read the terms and conditions of these offers carefully before subscribing.

1. Loan

This package is a partnership between MTN and selected banks that offer loans to qualified MTN customers. Qualification and loan amount depends on how often you use your MTN MoMo account for transactions. To access this offer,

1. Dial *170#.

2. Select Financial Services.

3. Select Loans.

4. Choose the type of loan.

5. Choose from the range of amounts given.
6. Agree to the terms and conditions, and then the money is deposited into your account a few minutes later, with no paperwork or collateral needed.

Here are the types of loans offered:

• QWIKLOAN: This offer is a partnership between MTN and Letshego Ghana to provide GHS 50 to GHS 1000 loans.
• XpressLoan: This offer is a partnership between MTN and Ecobank Ghana to provide GHS 50 to GHS 1000 loans.
• Ahomkaloan: This offer provides qualified MTN customers with GHS 50 to GHS 1000 loans.
• MoMo Advance: This package offers a cash overdraft to aid a customer in transacting beyond their mobile money wallet balance. The overdraft amount is deducted automatically when the customer funds their account.

Note: MTN Ghana adds interest to the loaned amount and communicates the payment due date. Therefore, the total loan amount is automatically deducted from your wallet on the due date.

2. Savings

This offer is a partnership between MTN and selected banks that allow MTN mobile money users to save with interest. To access the service,

1. Dial *170#.

2. Select Financial Services.

3. Select Savings.

4. Then, follow the prompt to choose your preferred savings plan.

There are three options for this offer:

• Yello save: This offer is a partnership with Fidelity Bank with an interest rate of 8% per year. Withdrawals to MTN mobile money accounts are allowed anytime, and interest rates may change, but prior notice is given.
• Sika save: This offers the user the opportunity to choose when to save, that is, daily, weekly, or monthly. This offer is currently not in operation.
• Pesewa susu: This offer is a partnership with Republic Bank but has yet to be rolled out.

3. Insurance

To access this service:

1. Dial *170#.

2. Select Financial Services.

3. Select Insurance.

4. Choose the preferred option.

This offer allows you to purchase insurance policies, and there are various options.

• miWay: This is a life insurance policy by miLife Insurance. It provides money either to you (from age 18 to 59) or your selected biological family member (from age 18 to 74) in the event of death or total disability from a named critical illness or when you are hospitalised for more than two nights.
• Allianz4Life: This offer is a partnership between MTN and Allianz Ghana to provide a micro-insurance plan that provides money to you and registered dependents in case of death or hospitalisation.
• Mobinsure: This service is currently unavailable.
• Prudential Life Insurance: This is a life insurance policy by Prudential Life Insurance. This has policies similar to MiWay insurance.
• Metropolitan Metcare: This is a life insurance policy by Metropolitan Life Insurance. This has policies similar to MiWay insurance.
• BeInsured: This service is currently unavailable.

4. Trade shares

This offer allows you to trade shares of MTN and some companies (GCB Bank, CAL Bank, and Ecobank) on the Ghana Stock Exchange using your mobile money account. To access this service,

1. Dial *170#.

2. Select Financial Services.

3. Select Trade Shares.

4. Enter your MoMo PIN. You’ll receive an SMS with a link to register.
5. Tap on the link to open and click on Register.
6. Select your account type and fill out the form to register.

Note: The market is open from Monday to Friday, from 10 a.m. to 3 p.m.

5. Pensions and investment

The MTN pension and investment services offer the opportunity to save towards retirement. To access this service,

1. Dial *170#.

2. Select Financial Services.

3. Select Pensions and Investment.

4. Choose your preferred option and follow the prompt to set up.

This offer comprises pension schemes and investment plans using your mobile money account.

• My own pension: This is a pension scheme by MTN in alliance with the United Pensions Trustees. It provides pension benefits to workers in the formal and informal sectors and enables them to prepare for a comfortable retirement. You can contribute as little as GHS 1 daily, GHS 5 weekly, or GHS 20 monthly, split between two sub-accounts (pension and investment). Pension withdrawals are allowed after five years, while investment withdrawals are permitted after one year.
• Buy Treasury bills: Treasury bills are government risk-free bonds offered to investors. MTN with Ecobank allows you to invest in Treasury bills using your mobile money account. It also enables you to apply, withdraw, or calculate your interest on your Treasury bill investment.
• GrowForMe: MTN, in partnership with Grow For Me Ghana, made this offer to allow you to support agriculture in Ghana. You can enroll as an investor, a buyer, a seller, or a farmer.

Conclusion

Hopefully, your head isn’t spinning with all the fantastic options! They cater to the diverse needs of consumers. So, by leveraging these offers, you can save money and connect more conveniently with family and friends.

Don’t worry; take your time to explore and find the best offer that suits your needs and preferences. Don’t hesitate to try out different packages and share your experience with us in the comment section below!