How to borrow credit or airtime on Telecel?

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borrow credit on telecel

Key takeaways

  • To borrow airtime on Telecel, dial *505# or *700*8#.
  • Repayment is automatic; you pay a 10% service fee on the borrowed amount.
  • You can only borrow up to your credit limit.

Running out of credit can be inconvenient, but Telecel’s SOS Credit makes it easy to borrow airtime and pay later. We’ll show you how to stay connected on Telecel when you run low on credit.

Who is eligible for Telecel SOS Credit service?

To qualify for the SOS Credit service, you must:

  • Be an active and registered Telecel user for at least three months.
  • Have a history of regular recharges.
  • Have settled all outstanding SOS Credit loans.

How to borrow airtime on Telecel Ghana?

You can borrow SOS credit from Telecel via the Telecel Play app or by using a USSD code.

Using the USSD code

To borrow airtime on Telecel Ghana using the USSD code:

  1. Dial *505#.

telecel sos ussd code

  1. Choose your preferred amount to borrow or option 3 for More SOS Credit.

telecel sos options

You’ll receive an SMS notification shortly to confirm your balance of the credited amount.

Alternatively, you can dial *700#, select option 8, and follow the above steps to borrow airtime on Telecel.

Using the Telecel Play app

The Telecel Play app is an excellent option for those who prefer mobile apps. Here’s what to do:

  1. Launch the Telecel Play app.
  2. Scroll down and select Airtime Topup.

telecel play app home

  1. Select SOS.

telecel airtime topup options

  1. Choose the amount of airtime you’d like to borrow.

telecel sos offers

  1. Tap Confirm Payment.

Once the airtime is successfully added to your balance, your outstanding balance will be displayed when you select SOS again on the Airtime Topup page.

Note: If you get the error message “We can’t process your request at this time. Kindly try later,” we’d recommend using the USSD method.

How much airtime can I borrow?

The amount of airtime you can borrow on Telecel depends on your SOS credit limit, which is influenced by your daily airtime expenditure and repayment history. Frequent recharges and higher usage result in a larger borrowing limit.

How to repay your Telecel SOS Credit loan?

To repay your SOS Credit loan, you need to recharge your account with an amount greater than the borrowed amount. The borrowed amount plus a 10% service fee will be automatically deducted.

For example, if you borrow GHS 8.00, you must repay GHS 8.80 on your next recharge, which covers the original GHS 8.00 and a 10% service fee of GHS 0.80.

FAQs

Can I buy data with borrowed airtime on Telecel?

Yes, you can use borrowed airtime to buy data on Telecel Ghana.

Conclusion

Telecel SOS Credit service offers a convenient way to borrow airtime when you’re out of credit, ensuring you stay connected. To remain eligible for the service, maintain regular recharges and settle any outstanding SOS Credit loan.

Please share your thoughts in the comments section below.

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