how to check mtn momo limits

Key takeaways

  • MTN MoMo has three account types with different transaction limits: minimum, medium, and enhanced.
  • You can check your MTN MoMo limits by dialling *170#.
  • To upgrade your account limits, submit a request via the MTN eRequest portal.

MTN mobile money offers a convenient platform for transferring and receiving money and making payments. However, there are limits to how much you can transact daily or monthly.

We explain everything you need to know about these limits and how to increase them if necessary.

MTN mobile money limits

MTN MoMo limits determine the maximum amount of money you can send, receive, or hold in your account. They differ depending on your account type; minimum, medium, or enhanced.

Here’s a breakdown of MTN’s mobile money limits:

KYC account type    Maximum account balance limit (GHS)Daily transaction limit (GHS)Monthly transaction limit (GHS)
Minimum5,0003,00010,000
Medium40,00015,000Unlimited
Enhanced75,00025,000Unlimited

Your account limits are determined based on the Know Your Customer (KYC) verification level in MTN’s database.

  • Minimum account: The basic account level, requiring only the Ghana card for registration.
  • Medium account: This level includes additional details, such as next of kin and source of funds.
  • Enhanced account: The highest account tier that requires proof of address (e.g., utility bills or bank statements) and the medium account requirements.

How to check your MTN MoMo wallet limit?

You can easily view your MTN mobile money daily and monthly transaction limits. Here’s how:

  1. Dial *170#.

mtn momo usd code

  1. Select My Wallet.

mtn momo ussd menu

  1. Enter # for more options.

mtn momo my wallet options

  1. Select Check Wallet Limits.

check mtn momo wallet limits

  1. Enter your MoMo PIN.

enter mtn momo pin code

  1. You’ll receive a notification with your MoMo limit details.
mtn momo limits displayed
Our Daily Limit shows that we have a Medium KYC account type.

Alternatively, you can contact MTN customer service to inquire about your MoMo limits.

How to increase your MTN MoMo limit?

If you need a higher limit for business or personal reasons, here’s how to request an increase:

  1. Visit the MTN eRequest portal.
  2. Enter your phone number and tap Request OTP.

mtn erequest portal sign in

  1. Verify the OTP sent to your MTN number.

verify erequest portal otp

  1. Select MoMo Profile Enhancement Form.

mtn momo profile enhancement form

  1. Accept the disclaimer and fill out the form.

fill out mtn momo enhancement form

  1. When done, click on Submit Request.

submit mtn momo enhancement request

You’ll receive an SMS with your ticket number. Submit the ticket number to MTN’s WhatsApp at +233554300000 for further processing.

FAQs

Are the mobile money limits the same for everyone?

No, the mobile money limits are not the same for everyone. They vary based on the account type and KYC verification.

Conclusion

Understanding and managing your MTN MoMo limits can help you use your wallet effectively and avoid inconvenient situations.

Check your limits regularly, and, if needed, request an increase to meet your financial needs. If you have any questions and experiences—share them in the comment section!

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